PLI Convertible Whole Life (Suvidha) Calculator
Calculate premium for PLI Suvidha Scheme with the option to convert to Endowment Assurance after 5 years.
Calculate Suvidha Premium
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What is PLI Convertible Whole Life (Suvidha)?
PLI Suvidha is a "Convertible Whole Life Assurance" policy. It starts as a Whole Life policy (maturing at age 80) but gives you the option to convert it into an Endowment Assurance (Santosh) policy after 5 years.
- Flexibility: You can decide after 5 years whether to continue for life or get maturity early.
- Bonus Rates: High bonus for the first 5 years. If converted, standard Endowment bonus rates apply for the full term.
Eligibility Criteria
| Entry Age | Between 19 and 50 years |
| Minimum Policy Term | Determined by ceasing age |
| Conversion Option Window | Exactly after 5 years |
| Minimum Sum Assured | ₹20,000 |
| Maximum Sum Assured | ₹50 Lakh |