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RPLI Gram Santosh (Endowment) Calculator

Calculate premium for RPLI Gram Santosh. Assurance to the extent of sum assured and accrued bonus on maturity.

Calculate Gram Santosh Premium

Enter Policy Information

What is RPLI Gram Santosh (Endowment Assurance)?

Gram Santosh is an Endowment Assurance policy where the proponent is given an assurance to the extent of the sum assured and accrued bonus till he/she attains the pre-determined age of maturity.

Eligibility & Core Rules

  • Entry Age: 19 to 55 years.
  • Maturity Ages: 35, 40, 45, 50, 55, 58, 60 years.
  • Sum Assured: Min ₹10,000; Max ₹10 Lac.
  • Bonus Rate: ₹48 per ₹1000 SA per year (last declared).

Key Benefits

  • Death Benefit: Full SA + Bonus payable to nominee.
  • Loan Facility: Available after 3 years.
  • Surrender: Available after 3 years.
  • Note: Not eligible for bonus if surrendered before 5 years.