PLI Convertible Whole Life (Suvidha) Calculator

Calculate premium for PLI Suvidha Scheme with the option to convert to Endowment Assurance after 5 years.

Calculate Suvidha Premium

Enter Policy Information

Selected Policy

Scheme Name

Date Of Birth

Convert to Endowment after 5 years?

Premium Ceasing Age

Sum Assured (₹)

Premium Payment Mode

What is PLI Convertible Whole Life (Suvidha)?

PLI Suvidha is a "Convertible Whole Life Assurance" policy. It starts as a Whole Life policy (maturing at age 80) but gives you the option to convert it into an Endowment Assurance (Santosh) policy after 5 years.

Flexibility: You can decide after 5 years whether to continue for life or get maturity early.
Bonus Rates: High bonus for the first 5 years. If converted, standard Endowment bonus rates apply for the full term.

Eligibility Criteria

Entry Age	Between 19 and 50 years
Minimum Policy Term	Determined by ceasing age
Conversion Option Window	Exactly after 5 years
Minimum Sum Assured	₹20,000
Maximum Sum Assured	₹50 Lakh